Category Archives: Finance

Finance Case Studies

Catastrophe Bonds Market

It is a high yield debt instrument that is usually insurance linked and meant to raise money in case of catastrophe such as a hurricane and earthquake. It has a special condition that states that if the insurer (insurance or [...]

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Filed under Articles, Exclusive Articles, Finance, Insurance

The corporate governance of an organisation managing Islamic charitable endowments (waqfs)

Charitable endowments (known in Arabic as waqfs) or pious endowments (Behrens-Abouseif, 1994) have their roots in the charitable donation of assets. This Islamically-based financial tool has been utilised to fund large-scale projects. The underlying principle of the charitable endowment is [...]

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Filed under Corporate Governance, Finance

Delivering on the promise of non profit

Tough times force hard choices. And these are rapidly becoming the toughest times most of us have ever seen. Even for nonprofit leaders who are accustomed to 'making much of little,' the repercussions of the unfolding economic downturn are likely [...]

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Filed under Articles, Economics, Finance

Inflation: A Case Study

The case study deals with a country named as Suriname that went through a period of destabalization that bodered on hyperinlfation. The present case study from the International Monetary Fund (IMF) helps us to understand inflation as well as related [...]

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Filed under Finance

Staples : Sharing Equity with Employees

When deciding to share equity with employees, Staples Inc. hits the “Easy Button.” The Staples Web site asks, “What’s the stock at today?” The answer: “Our entrepreneurial culture has created thousands of employee owners that are sure to know.” For [...]

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Filed under Finance

Bankers pay is deeply flawed

The typical manager of financial assets generates returns based on the systematic risk he takes – the so-called beta risk – and the value his abilities contribute to the investment process – his so-called alpha. Shareholders in asset management firms, [...]

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Filed under Articles, Finance

Capitalism Beyond the Crisis - Amartya Sen

2008 was a year of crises. First, we had a food crisis, particularly threatening to poor consumers, especially in Africa. Along with that came a record increase in oil prices, threatening all oil-importing countries. Finally, rather suddenly in the fall, [...]

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Filed under Articles, Economics, Finance

Brand Identity : State Farm

State Farm® is the leading insurer of cars and homes in the United States, protecting about one out of every five insured cars and one out of every five homes. State Farm Life Insurance Company is ranked fifth in paid-for [...]

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Filed under Brand Identity, Brand Management, Insurance, Marketing

Maximizing the Value of Economic Stimulus Funds: Transparency and Accountability in Government Agencies

The American Recovery and Reinvestment Act (ARRA), designed to quickly stimulate economic recovery in the US, also marks the start of a new era in the regulation, oversight, and accountability of the use of public funds. Agencies at all government [...]

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Filed under Finance, Free Cases, White Papers

DCB implements Finacle in 89 days: A new record

DEVELOPMENT Credit Bank (DCB) is a fast-growing private sector bank. It has realised that without a robust technology infrastructure, it is difficult to maintain a competitive edge, and the bank is likely to lose customers to larger private banks. DCB [...]

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Filed under Banking, Business Strategy, Computers and IT, Finance, MIS